The “IT Debt” Trap: How Skipping Steps Now Can Cost You a Fortune Later

You know that feeling when you check your credit card statement and realize that a $68 restaurant charge from a few months ago somehow ballooned into a $350 balance because you’ve been making minimum payments? That sick, sinking feeling of “how did this happen?”

The Gaps That Could Sink Your Cyber Insurance Claim

As an SMB owner, you might think cyber insurance is your secret weapon: pay the premium, get the coverage, and sleep soundly knowing you’re protected. But here’s the reality check: cyber insurance isn’t a magic shield. It’s more like a financial safety net with very specific rules about when it catches you and when it doesn’t.

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