When most business owners think about IT disasters, they picture sophisticated hackers breaking into their systems or servers crashing from hardware failures. But here’s a reality check that might surprise you: 95% of data breaches in 2024 were tied to human error. That’s right: the biggest threat to your business isn’t some shadowy cybercriminal halfway around the world. It’s probably sitting at a desk in your office right now.

Don’t get us wrong: your employees aren’t the enemy. They’re just human. And humans make mistakes. The question isn’t whether these mistakes will happen (they will), but how prepared you are when they do.
The Numbers Tell a Sobering Story
Let’s talk numbers for a moment. Studies consistently show that 68-95% of all data breaches involve human factors. Even more eye-opening: just 8% of staff account for 80% of security incidents. This means a small fraction of your team could be creating disproportionate risk for your entire business.
The financial impact is equally concerning. Insider-driven data exposure events cost organizations an average of $13.9 million, while the global average cost of any data breach reached $4.88 million in 2024: a 10% increase from the previous year.
These aren’t just statistics about Fortune 500 companies. Small and medium businesses face the same risks, often with fewer resources to recover from major incidents.
The Human Error Hall of Fame
So what do these “human errors” actually look like in the real world? Let us paint some pictures with examples based on actual incidents:
The Accidental Delete: A marketing manager at a small agency was cleaning up their shared drive before a big client presentation. In a rush to create space, they accidentally deleted the entire project folder, including three months of work and all backup copies stored in the same location. The presentation was due in two hours.
The Configuration Catastrophe: An IT-savvy business owner decided to save money by setting up their own cloud backup system. One minor misconfiguration meant six months’ worth of customer data were being backed up to a publicly accessible folder.
The Phishing Champion: A finance manager at a construction company received an “urgent” email from their CEO asking for an immediate wire transfer for a surprise acquisition. The email looked perfect: company letterhead, correct signature, even the CEO’s personal writing style. The $50,000 transfer went through before anyone realized the CEO had been in a meeting all day without access to email.
The Password Problem: A dental practice had one employee who used the same password for everything: the practice management software, the email system, the billing platform, and their personal social media accounts. When their social media account was compromised, suddenly everything was accessible.
Why This Risk Gets Forgotten
Here’s the thing about human error: it doesn’t make for exciting headlines. “Sophisticated state-sponsored attack” gets attention. “Employee clicked the wrong button” doesn’t. However, that second scenario occurs hundreds of times more frequently.
There’s also something psychologically comforting about focusing on external threats. If the problem is “bad guys out there,” the solution seems to be building higher walls. But when the problem is “people being people,” the solution becomes more complex and, frankly, more uncomfortable to address.
Many business owners also suffer from what we call “tech tunnel vision.” They invest in the latest firewall, the most advanced antivirus software, and cutting-edge encryption, yet still wonder why breaches continue to happen. It’s like installing a bank vault door on a house made of paper.
The MSP Advantage: Beyond Tech Fixes
This is where a good MSP becomes invaluable: not just for the technology, but for understanding that cybersecurity is fundamentally a human problem that requires human-centered solutions.
At Datacate, we’ve learned that preventing human error isn’t about replacing humans with technology. It’s about designing systems and processes that work with human nature instead of against it.
The Safety Net Approach
Think of airline safety. Pilots are highly trained professionals, but the aviation industry doesn’t rely solely on their expertise. There are checklists, automated systems, co-pilots, air traffic controllers, and multiple backup systems. The goal isn’t to eliminate the possibility of human error: it’s to ensure that when mistakes happen, they don’t become disasters.
We apply the same principle to IT systems. Our approach includes:
Automated Backups That Actually Work: We don’t just set up backup systems: we regularly test them and store copies in multiple locations. When someone accidentally deletes important files (and they will), recovery becomes a minor inconvenience instead of a business-ending crisis.
Smart Email Filtering: Instead of relying on employees to identify every phishing attempt, we use advanced email security that catches most threats before they reach inboxes. When suspicious emails do get through, our systems flag them clearly.
Staged Approval Processes: For high-risk actions like wire transfers, password changes, or system modifications, we help implement approval workflows that require multiple people to sign off on important decisions.
Training That Actually Sticks
We provide training that addresses the actual threats people face in their day-to-day work. Instead of generic “don’t click suspicious links” advice, we show your team exactly what a business email compromise attempt looks like in their context.
More importantly, we make training ongoing and practical. Monthly five-minute security tips are more effective than annual hour-long presentations that everyone forgets by next week.
The Culture Component
Technology and training only work if the right organizational culture supports them: an environment where people feel comfortable reporting mistakes and near-misses instead of hiding them.
We’ve seen companies where employees were so afraid of getting in trouble for security incidents that they would try to fix problems themselves, often making things worse. Compare that with organizations where employees promptly report suspicious emails or potential issues, enabling problems to be addressed before they escalate.
Making It Work in the Real World
The most effective human error prevention strategies share several characteristics:
They’re Simple: Complex security procedures that require employees to jump through fifteen hoops will be bypassed or ignored. The best solutions are often the simplest ones.
They’re Consistent: Having different security procedures for different systems creates confusion and increases the likelihood of mistakes.
They’re Forgiving: Good systems assume that people will occasionally make mistakes and are designed to minimize the consequences when they do.
They’re Relevant: Generic security advice doesn’t resonate with people. Training and procedures need to address the specific risks and workflows that employees actually encounter.
The Bottom Line for Business Owners
Here’s what every business owner needs to understand: You can’t eliminate human error, but you can dramatically reduce its impact. The companies that handle this well don’t have more brilliant employees: they have better systems.
Working with an MSP isn’t just about managing your technology. It’s about getting a partner who understands that your biggest IT risks probably aren’t coming from sophisticated external threats. They’re coming from the everyday interactions between your people and your systems.
The goal isn’t to create a workplace where employees are afraid to touch anything. It’s to create an environment where technology works intuitively, mistakes are caught early, and when problems do occur, they’re quickly contained and resolved.
Your employees aren’t your biggest security risk: they’re your first and most important line of defense. But only if they’re properly equipped, trained, and supported. That’s where the right MSP partnership makes all the difference.
After all, in a world where 95% of data breaches involve human error, the question isn’t whether your people will make mistakes; it’s how to prevent them. It’s whether your systems are ready for them when they do.
Learn more about how Datacate can help protect your business from both technical threats and human error through our comprehensive managed services approach.